Let Insta Cash Advantage help you with your money matters

Conquer your financial future with our expertise and customized fast and reliable credit solutions.

Payday Loans

Fast cash before your next payday!

Installment Loans

Repay over time, not all at once.

Instant Funding at Insta Cash Advantages

Applying for an online loan?

Where available, we are proud to offer a quick and convenient way to receive online loan proceeds instantly to a debit card.

Why Choose Us

There are a lot on the market

A short description of the benefit.

More than $15 Million

donated within communities


At Insta Cash, we offer a variety of products and services to meet your financial needs. Depending on your state, you may be able to apply for a loan, cash a check, pay bills, or complete a number of other transactions. Our products and services vary by state and location and include:

  • Check cashing
  • MoneyGram money orders and money transfers
  • Bill pay
  • Tax services, including tax refund check cashing and cash withdrawals from cards
  • ATM services
  • Payday loans
  • Installment loans
  • Title loans
  • Debit cards

Anyone is free to apply! We use standard underwriting criteria to determine approval.1 When you complete an application online or in one of our stores, you’ll find out in just a few minutes if you’ve been approved.  

See how to apply for a payday loan.

See how to apply for an installment loan.

Loans not offered in all states or locations. To see what’s available near you, use our Store Locator.


We’re happy to speak with you about your concerns. You can call ACE Customer Service at 877-ACE-CASH or email us at customerservice@acecashexpress.com.

Instant Funding is funds available in an instant, loaded directly to your debit card account. Just complete your online application, including signing your loan agreement, and if approved for a loan and for instant funding, your loan will be ready for funding after you provide your debit card information. Instant funding may take a few minutes or up to 4 hours to process.2

No more extra trips to deposit cash in the bank, no waiting the next business day for your online loan funds to deposit. With Instant Funding, you can get access to your funds right away.

Client Testimonials

Fast Professional service. I highly recommend Insta Cash.
Gina H.
Great and timely service.
Joseph L.
Very satisfied.
Q. Flores

Insta Cash Makes It Easy

Choose your state to get started.


Choose the product or service that is right for you.

Start the process online or visit an ACE store near you.

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